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Mortgage Finance for RE Brokers via Zoom
December 15, 2020 @ 9:00 am - 12:00 pm
Live online course- see attendance requirements for CE credit.
Cost: *Members $39.00 & Non-Members $64.00, 3 Clock Hours.
Mortgage Finance in Today’s Market
The mortgage loan process is complex and rarely without glitches. Important details can get overlooked causing a purchase to be delayed or denied. Understanding this process so that you better educate your clients can add value to your skill set as a broker. This fast-paced class will heighten your professionalism when presenting an offer to the listing agent – especially in a competitive market.
In this class you will:
- Learn the lending process from the buyer and seller perspectives.
- Recognize elements and aspects of a credit qualification.
- Identify the “red flags” of buyer financing and different types of loans.
- Learn the difference between pre-qualification, conditional loan approval, pre-approval and between the types of money lenders.
- Increase knowledge on using specialized forms.
- Discuss real life scenarios discussed from the seller and buyer side transactions.
- Minimize transaction fall-out due to financing contingency(s).
IMPORTANT! Attendance requirements: Live online course will be presented via ZOOM Meeting. The link to join the meeting will be sent in the confirmation email. Students will need a device with two-way video and audio capabilities and a (free) Zoom account. To verify attendance, students must keep their camera on for the duration of the course and respond to live polls. Clock hour credit will only be given to students with their camera on, who are present and visible on their camera during the course, and who participate in course polls/chat. Please call 425-974-1011 with questions.
Instructor: Michael “Smit” Smith
Michael Smith, a.k.a. “Smit” has been working in the residential real estate industry for over 20 years. Smit’s trifecta expertise combines his experience as a real estate broker, owner and mortgage lender and his degrees in law to bring a well-rounded approach to his teaching. Smit’s NAR designation courses have been taught throughout the PNW. His passion for real estate, finance and teaching has led him to create and launch several custom courses as well, addressing current trends such as Survival Skills in a Changing Market (Covid19), What you should Know about STR’s and Real Estate Finance for Realtors. Smit’s classroom is an energetic experience as he drives towards a high level of participation by students. You will enjoy his style of teaching, where “Smit Happens” quite often and with memorable results.